Products

R. Paquette Insurance Inc. offers a wide selection of products and expertise to serve our customers risk management needs. We can also work with specialty insurance needs. If you have a unique situation that requires a specialized quote, please feel free to contact us.

auto_carundercover_mediumAutomobile insurance is probably the most talked about and easily discussed insurance there is and yet there are still so many misconceptions. How much liability do you really need? Is it worth it for you to have collision on your vehicle?

At R. Paquette Insurance we have an experienced staff of brokers who want to help you discover what is important to ensure your family’s protection and peace of mind. Just like every other insurance product we have multiple markets and will be able to find a company at the right price with the right coverage suited specifically for you.

The most valuable discount we offer on your auto insurance is us! By purchasing your auto insurance through an independent insurance broker it is our responsibility to shop your auto policy with a wide range of insurance companies in order to find you the best available coverage for the best price available! And we don’t just offer this when you first come to R. Paquette Insurance; if there is ever a rate increase or a change in coverage you are not happy with it is our job to find you an insurance company that continues to meet your needs.

 

Other Automobile Products

We offer comprehensive coverage for your car and recreational vehicles with optional coverage available for physical damage, increased liability, and accident benefits. As a broker we have multiple options for your automobile insurance whether at work or at play and the knowledge to explain it all.

What Types of Products Are Available?

  • Private Passenger Auto

    Your personal-use vehicle, which may be used for pleasure, commuting, personal business, etc.

  • Classic & Antique

    It has collector value and is not used for commuting.

  • Motor Homes

    A vehicle designed for recreational accommodation, and is not a principle residence.

  • Recreational

    Off-road, All-Terrain Vehicles, snowmobiles, and personal-use utility or camper trailers.

house_mediumBuying a home is probably the largest single financial investment you have ever made. For most people, their home is their life savings tied up in bricks and mortar – bricks and mortar that, no matter how well built, are vulnerable to fire, theft and other.

Could you possibly afford to replace absolutely everything you own?Recovering from even a partial loss, like having your home broken into and many possessions stolen, would cost more than most people could manage on their own. Home insurance protects you from having to pay out a huge amount at once, often at the very worst time emotionally.

Tenant Insurance

Tenants need insurance too. If you don’t have insurance, you would be held responsible if your actions (e.g., leaving the bathtub running) caused damage to:

  • your apartment
  • your neighbours’ apartment(s)
  • the apartment building itself

Even if the landlord’s or your neighbours’ insurance covered the damage claims, their insurance companies would come to you to recover costs for repairs and/or replacement of:

  • the structure of the building
  • your neighbours’ damaged property

Tenant insurance protects you from having to cover these costs out of your own pocket.

If you are like most people, you will probably never need to submit an insurance claim. But home or tenant insurance is peace of mind that you really shouldn’t live without.

florist_mediumFor businesses and non-profit groups in Canada, having the right insurance is essential to surviving and thriving in a world that is full of opportunity, but also full of risk. The right type and amount of insurance will provide some financial peace of mind to organizations navigating their way through the sometimes-complex world of business. For example, in a society that is turning more and more often to the legal system to settle conflicts, insurance that protects an organization and its employees and/or volunteers from lawsuits (that is, liability insurance) is more important than ever.

For smaller businesses and community, social and recreational groups, finding and maintaining business insurance can be critical to survival. But in some cases, the risks involved in insuring these organizations make affordable insurance difficult to find. Canada’s business insurers are working with representatives from the business world, the non-profit sector, insurance companies and governments to come up with, and implement, practical solutions to this problem. With these solutions in place, Canadian organizations will have better access to affordable business insurance, and to financial peace of mind.

hikers_mediumWherever you go and whatever you do – travel protected

We can provide flexible and affordable travel insurance plans offering all the coverage choices you could want or need. Whether travelling in Canada or around the globe, choose the type of protection that’s right for you. From travel medical insurance to trip cancellation and interruption protection, we have a plan to meet your specific needs and protect you every time you travel.


Plans available

 

  • Travel Medical

    Plan for Canadians
    Plan for Visitors to Canada

  • Student Medical

    Plan for Canadian Students
    Plan for International
    Students

  • Trip Protection

    Trip Cancellation
    Trip Interruption
    Baggage Insurance
    Rental Car Protection
    Accidental Death & Dismemberment

  • All-Inclusive Plans

    Package for Canadians
    Package for Visitors to Canada

puppy_sleeping_highPet Insurance – Accidental Injury & death

Our pet insurance program is designed for covering cats and dogs against accidental injury, poisoning or death.  Illnesses are not covered under this program.

Multiple cats and dogs can be covered under a policy, but each pet must be listed and insured separately.

We will pay up to the stated benefit limits if the insured pet dies or requires treatment as a result of an accident.  All benefits apply separately to each pet insured. Contact us today for this new program!

 

sports_mom_mediumParty Alcohol Liability/Event Liability

Are you hosting an event such as a wedding reception, cocktail party or a banquet? At R.Paquette Insurance we can make sure your day isn’t ruined by an unexpected turn of events by creating a customized insurance solution based on your needs.


We can offer you the following specialized insurance solutions:
  • Party Alcohol Liability for stag and does, banquets, wedding receptions, etc.
  • Liquor Liability
  • Private Residence Events
  • Special Events Liability for baseball tournaments, fairs, etc.
  • Exhibitor Liability
  • Wedding Insurance
  • Event Cancellation Insurance
  • Hole-In-One Insurance
  • Motorhome, Fifth Wheel, Travel Trailer, Tent Trailer, Truck Camper or Park Model, we can provide the RV insurance that’s right for you.

Insurance types


Personal Insurance

  • Automobile
  • Home
  • Tenants
  • Condominium
  • Seasonal Dwelling
  • Rented Dwellings
  • Watercraft
  • Home Base Business
  • Personal Umbrella Liability
  • Snowmobiles
  • ATV’S
  • Motorcycles

Agri-Business

  • Farm
  • Crop Hail
  • Seed Cleaning
  • Elevator (Private)
  • Custom Spraying
  • Custom Combining
  • Livestock
  • Farm Business Consultants for Errors & Omissions

Commercial Insurance

  • Commercial Package Policy
  • Commercial Automobile and Fleets
  • Commercial General Liability
  • Directors & Officers Liability (Profit & Non Profit)
  • Contract Surety
  • Professional Liability
  • Errors & Omissions
  • Commercial Umbrella/Excess Liability
  • Hole-IN-One
  • Contractors Package
  • Builders Risk
  • Retail Package
  • Office Package
  • Special Event Liability