R. Paquette Insurance Inc. offers a wide selection of products and expertise to serve our customers risk management needs. We can also work with specialty insurance needs. If you have a unique situation that requires a specialized quote, please feel free to contact us.
- Personal Automobile Insurance
- Home and Tenant Insurance
- Business Insurance
- Travel Insurance
- Specialty Products
At R. Paquette Insurance we have an experienced staff of brokers who want to help you discover what is important to ensure your family’s protection and peace of mind. Just like every other insurance product we have multiple markets and will be able to find a company at the right price with the right coverage suited specifically for you.
The most valuable discount we offer on your auto insurance is us! By purchasing your auto insurance through an independent insurance broker it is our responsibility to shop your auto policy with a wide range of insurance companies in order to find you the best available coverage for the best price available! And we don’t just offer this when you first come to R. Paquette Insurance; if there is ever a rate increase or a change in coverage you are not happy with it is our job to find you an insurance company that continues to meet your needs.
Other Automobile Products
We offer comprehensive coverage for your car and recreational vehicles with optional coverage available for physical damage, increased liability, and accident benefits. As a broker we have multiple options for your automobile insurance whether at work or at play and the knowledge to explain it all.
What Types of Products Are Available?
Private Passenger Auto
Your personal-use vehicle, which may be used for pleasure, commuting, personal business, etc.
Classic & Antique
It has collector value and is not used for commuting.
A vehicle designed for recreational accommodation, and is not a principle residence.
Off-road, All-Terrain Vehicles, snowmobiles, and personal-use utility or camper trailers.
Could you possibly afford to replace absolutely everything you own?Recovering from even a partial loss, like having your home broken into and many possessions stolen, would cost more than most people could manage on their own. Home insurance protects you from having to pay out a huge amount at once, often at the very worst time emotionally.
Tenants need insurance too. If you don’t have insurance, you would be held responsible if your actions (e.g., leaving the bathtub running) caused damage to:
- your apartment
- your neighbours’ apartment(s)
- the apartment building itself
Even if the landlord’s or your neighbours’ insurance covered the damage claims, their insurance companies would come to you to recover costs for repairs and/or replacement of:
- the structure of the building
- your neighbours’ damaged property
Tenant insurance protects you from having to cover these costs out of your own pocket.
If you are like most people, you will probably never need to submit an insurance claim. But home or tenant insurance is peace of mind that you really shouldn’t live without.
For smaller businesses and community, social and recreational groups, finding and maintaining business insurance can be critical to survival. But in some cases, the risks involved in insuring these organizations make affordable insurance difficult to find. Canada’s business insurers are working with representatives from the business world, the non-profit sector, insurance companies and governments to come up with, and implement, practical solutions to this problem. With these solutions in place, Canadian organizations will have better access to affordable business insurance, and to financial peace of mind.
We can provide flexible and affordable travel insurance plans offering all the coverage choices you could want or need. Whether travelling in Canada or around the globe, choose the type of protection that’s right for you. From travel medical insurance to trip cancellation and interruption protection, we have a plan to meet your specific needs and protect you every time you travel.
Plan for Canadians
Plan for Visitors to Canada
Plan for Canadian Students
Plan for International
Rental Car Protection
Accidental Death & Dismemberment
Package for Canadians
Package for Visitors to Canada
Pet Insurance – Accidental Injury & death
Our pet insurance program is designed for covering cats and dogs against accidental injury, poisoning or death. Illnesses are not covered under this program.
Multiple cats and dogs can be covered under a policy, but each pet must be listed and insured separately.
We will pay up to the stated benefit limits if the insured pet dies or requires treatment as a result of an accident. All benefits apply separately to each pet insured. Contact us today for this new program!
Party Alcohol Liability/Event Liability
Are you hosting an event such as a wedding reception, cocktail party or a banquet? At R.Paquette Insurance we can make sure your day isn’t ruined by an unexpected turn of events by creating a customized insurance solution based on your needs.
We can offer you the following specialized insurance solutions:
- Party Alcohol Liability for stag and does, banquets, wedding receptions, etc.
- Liquor Liability
- Private Residence Events
- Special Events Liability for baseball tournaments, fairs, etc.
- Exhibitor Liability
- Wedding Insurance
- Event Cancellation Insurance
- Hole-In-One Insurance
- Motorhome, Fifth Wheel, Travel Trailer, Tent Trailer, Truck Camper or Park Model, we can provide the RV insurance that’s right for you.
- Seasonal Dwelling
- Rented Dwellings
- Home Base Business
- Personal Umbrella Liability
- Crop Hail
- Seed Cleaning
- Elevator (Private)
- Custom Spraying
- Custom Combining
- Farm Business Consultants for Errors & Omissions
- Commercial Package Policy
- Commercial Automobile and Fleets
- Commercial General Liability
- Directors & Officers Liability (Profit & Non Profit)
- Contract Surety
- Professional Liability
- Errors & Omissions
- Commercial Umbrella/Excess Liability
- Contractors Package
- Builders Risk
- Retail Package
- Office Package
- Special Event Liability