Office Package

Your operations are processed out of an office and while it may not be a revolving door, you rely heavily on its contents to provide the best service in an efficient way. You also need business interruption coverage in the event of a disaster-related shutdown, be it partial or total, which would cover losses stemming from the disaster, but also help you cover the expenses pertaining to repair, renovation and retooling.

Commercial general liability coverage against bodily injury of a third party and damage to others’ property
It may not exclusively include:
Personal injury : libel or slander, false arrest and malicious prosecution, wrongful entry
Medical payments
Tenant’s legal liability
Employer’s liability
Non-owned automobile
Office contents coverage against physical loss or damage : equipment, tools and upgrades
Physical loss or damage due to earthquake or flood are usually add-ons
Business interruption coverage as a result of a fire, water damage, break-ins and other accidents that may leave you no choice but to temporarily shut down the premises and the operations
Regular operating expenses that still have to be paid such as utilities
Expenses pertaining to operating in a temporary location

Office Package

Office Package

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