Your home and your property are an extension of you. Make sure your insurance reflects its uniqueness and that it is perfectly suited to your and your family’s reality. You deserve the best coverage for that which covers you.
Choose the coverage you need :
House and exterior structures: It shelters everything you have and everything you are.
Contents : You work hard to make sure your house is a home.
Yourself : Personal liability coverage
Basic
Perils covered : natural disasters, falling objects, impact by aircraft or land vehicle, riot, smoke, vandalism, theft, transportation of personal property, electricity
Liability
Dwelling home only
Detached structures home only
Identity fraud
Personal property
Personal property moving
Dishonesty of others
Dwelling lock replacement or re-keying
Student property
Family member’s property in health care facility
Money and cash cards
Securities
Business books and tools
Jewellery and furs
Stamp collections and manuscripts
Coin and money collections
Collections
Bicycles
Watercraft and equipment
Outdoor trees
Debris removal
Water damage coverage: Climate change has resulted in water being the biggest threat to your home. It involves a variety of situations and possible add-ons :
Sewer back-up
Water and sewer lines
Overland water
Ground water
Optional
You can choose to have coverage for any prized possession items.
Fuel or oil escape or leak
Earthquake
Watercraft
Replacement cost, without depreciation
Guaranteed replacement cost on the building, even if it’s beyond the insured limit
Comprehensive advantage:
Replacement cost if your home is a total loss, with no obligation to rebuild the exact same home
Contents replacement cost
Property deductible waived on your first property loss
